/* Sarasota FHA — human-first conversion direction, 2026-08-23 */
:root{
  --paper:#f7f2e9;
  --shell:#fffdf8;
  --shell-2:#e8e3d6;
  --ink:#0d2340;
  --ink-2:#304253;
  --ink-3:#5c675f;
  --coral:#cb642d;
  --coral-text:#a84722;
  --coral-deep:#a94820;
  --line:#cfc5b5;
  --rule:rgba(13,35,64,.16);
  --ok:#58776a;
}

body{background:var(--shell);}
.topbar{background:rgba(255,253,248,.97);backdrop-filter:blur(16px);}
.topbar__inner{min-height:84px;}
.brand{font-family:Georgia,'Times New Roman',serif;font-weight:500;font-size:25px;letter-spacing:.025em;text-transform:uppercase;}
.brand::before{content:'✦';font-family:Georgia,serif;color:var(--coral);font-size:18px;margin-right:4px;}
.brand sup{display:none;}
.nav-links{gap:30px;}
.nav-cta,.apex-cta--apply{background:var(--coral);border-color:var(--coral);}
.topbar__phone{color:var(--ok);}

.hero{max-width:1440px;margin:0 auto;grid-template-columns:.88fr 1.12fr;gap:0;padding:0;border-left:1px solid var(--line);border-right:1px solid var(--line);}
.hero__left{padding:72px clamp(32px,5.5vw,78px) 58px;background:var(--paper);display:flex;flex-direction:column;justify-content:center;}
.hero__right{border-left:1px solid var(--line);padding:0;min-height:620px!important;aspect-ratio:auto!important;overflow:visible!important;}
.hero__right.hero__photo img{object-position:center 56%;}
.hero__photo::after{background:linear-gradient(180deg,rgba(13,35,64,.03) 45%,rgba(13,35,64,.34) 100%);}
.hero .eyebrow{font-size:11px;letter-spacing:.2em;margin-bottom:28px;color:var(--coral-text);}
h1.kicker{font-family:Georgia,'Times New Roman',serif;font-size:clamp(54px,5.7vw,84px);font-weight:500;line-height:1.01;letter-spacing:-.045em;}
h1.kicker .italic{font-family:Georgia,'Times New Roman',serif;color:var(--coral);font-weight:400;}
.hero__lede-para{font-size:18px;line-height:1.6;max-width:620px;margin-top:26px;}
.hero__bullets{display:none!important;}
.hero .cta-row{margin-top:34px;gap:14px;}
.hero .cta{border-radius:7px;padding:18px 28px;}
.hero .cta--ghost{background:var(--shell);}
.hero .cta--ghost:hover{background:var(--ink);}
.hero__assurances{display:grid;gap:12px;margin-top:30px;padding-top:24px;border-top:1px solid var(--rule);font-size:14px;color:var(--ink-2);}
.hero__assurances p{position:relative;padding-left:28px;}
.hero__assurances p::before{content:'✓';position:absolute;left:0;top:-1px;width:18px;height:18px;border-radius:50%;display:grid;place-items:center;background:#e3eadf;color:var(--ok);font-size:11px;font-weight:800;}
.hero__photo-meta{top:22px;left:24px;right:24px;font-size:10px;}
.hero__photo-cap{display:none;}
.hero__joe-card{position:absolute;left:-52px;bottom:-42px;z-index:4;width:250px;background:var(--shell);border:1px solid var(--line);border-radius:10px;padding:8px;box-shadow:0 18px 42px rgba(13,35,64,.18);}
.hero__joe-card>img{width:100%;height:205px;object-fit:cover;object-position:center 22%;filter:grayscale(1);border-radius:6px;}
.hero__joe-card>div{padding:11px 8px 9px;display:grid;gap:3px;}
.hero__joe-card strong{font-family:Georgia,'Times New Roman',serif;text-transform:uppercase;letter-spacing:.04em;font-size:14px;color:var(--ink);}
.hero__joe-card span{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-3);}

.stats{max-width:1440px;margin:0 auto;background:var(--shell);padding-left:260px;}
.stat{padding:34px 26px;}
.stat__num{font-family:Georgia,'Times New Roman',serif;font-weight:500;font-size:44px;}
.stat__num .pct,.stat__num .acc{color:#ad7a22;}
.stat--identity .stat__num{font-size:25px;text-transform:uppercase;margin-top:8px;}
.stat__label{color:var(--ink-2);}

.about__photo--joe{background:#474747;}
.about__photo--joe img{filter:grayscale(1);object-position:center 18%;}
.about__photo--joe::after{background:linear-gradient(180deg,transparent 68%,rgba(13,35,64,.72));}

.step__no,.italic,.cred__num .acc,.program__tag,.fnote__tag{color:var(--coral-text);}
.calc__pad,.footer{background:var(--ink);}
.cta{border-radius:7px;}

@media(max-width:1080px){
  .hero{grid-template-columns:1fr;padding:0;gap:0;}
  .hero__left{padding:58px var(--pad) 50px;}
  .hero__right{border-top:1px solid var(--line);min-height:520px!important;}
  .hero__joe-card{left:24px;bottom:-36px;}
  .stats{padding-left:270px;}
}
@media(max-width:680px){
  .topbar__inner{min-height:68px;}
  .brand{font-size:18px;}
  .hero__left{padding:44px 22px 38px;}
  h1.kicker{font-size:49px;}
  .hero__lede-para{font-size:17px;}
  .hero .cta-row{display:grid;grid-template-columns:1fr .68fr;gap:10px;}
  .hero .cta{padding:16px 12px;font-size:13px;}
  .hero__right{min-height:430px!important;}
  .hero__photo-meta{display:none;}
  .hero__joe-card{left:18px;right:18px;bottom:-58px;width:auto;display:grid;grid-template-columns:96px 1fr;align-items:center;padding:7px;}
  .hero__joe-card>img{height:105px;}
  .hero__joe-card>div{padding:8px 11px;}
  .stats{padding:74px 0 0;grid-template-columns:repeat(2,1fr);}
  .stat{padding:24px 18px;}
  .stat__num{font-size:34px;}
  .stat--identity .stat__num{font-size:19px;}
}